Home Buying

Tips for Selling Your Home

There are several steps you can take before selling your house to optimize its potential on the market. Take a look at our list of tips below: Let It Go First, you have to let it go. As mentioned above, buyers may sense an attachment to the house as they try to get to know…

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What Do Rising Housing Prices Mean?

One sign of a recovering economy can be rising housing prices. After the Great Recession, from 2007-2009, which featured the bursting of the housing bubble, the housing market correction,  and the subprime mortgage crisis, rising costs may seem scary rather than comforting. Many Americans still remember increasing housing prices as the last sign before the…

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What Is Private Mortgage Insurance (PMI) and Do You Need It?

In what situations would you need Private Mortgage Insurance (PMI)? Mortgage lenders are generally able to assess if a buyer will be able to pay back their home loan based on how much they put down towards the purchase of their new home (also known as a down payment). If your down payment is less…

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FHA Loans: 5 Facts

Since 1934, homeowners have relied on FHA Loan programs provided by the Federal Housing Administration to purchase their first home.  Here are five important facts to know about FHA Loans: FHA Loans are Secured by the US Government The Federal Housing Administration, which is part of the Department of Housing and Urban Development, insures home…

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Tips for First-Time Home Buyers

Buying your first home is exciting, but it can also feel overwhelming. These tips will give you deeper insight into the home-buying process and may help you transition from renter to homeowner with less stress. Look at an FHA Loan An FHA loan is a mortgage insured by the Federal Housing Administration (FHA).  FHA loans…

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