Credit Score

Credit Scores, Interest Rates, and You

Credit Scores are one of the main factors in making financial decisions. We’ve compiled information from our resources and have put together a basic set of guidelines that may help you determine where you stand in terms of credit. Want to know where you stand? Check your credit score now! This guide assumes that you…

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Buying a House with Bad Credit

Having less-than-perfect credit can greatly affect the interest rates on loans and purchases. If you’re interested in buying a home but are worried that your bad credit may get in the way, here are a few tips to give you some peace of mind. Check your credit score now with the three major credit reporting…

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What is Rent-to-Own?

The traditional mortgage process is designed for people with good credit and money to put down on a purchase price. If bad credit is getting in your way of becoming a homeowner, a rent-to-own property may be right for you. Understanding the process and how rent-to-own financing works will help you to make the right…

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Why Every Homeowner Needs a Credit Card

One critical aspect of owning a home is budgeting; credit cards and budgeting go hand in hand.  Credit cards allow you to manage cash flow by giving you 30 days to pay, and if they’re used correctly, they can be a considerable tool to maintain and increase your wealth. The ability to track every expense…

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